Products

Risk Management For Insurers

Our dedicated full-service process allows us to source the right products and services to support insurers working with clients in flood prone areas, and even those in low risk areas. We manage the risks by working with the insurance industry’s own loss adjustors, who can be the prime recommenders of improved flood resilience. If it’s not insurable, it’s not a solution.

Insurers have high levels of confidence in our advice and ability to deliver robust solutions, enabling them to offer continued insurance cover and reduced premiums or excess.

If you are an insurance company or broker looking for an independent partner, we would be happy to provide a bespoke service for you to offer your customers. For a professional and expert opinion please contact the team on 01923 518 582.

Click on a stage below to find out more.

Identify the Risk

Our flood risk assessment helps us determine the degree of risk to a property through detailed modelled data, analysis of flood levels against the finished floor and level of specific assets and inspection of building and contents. Looking at flood risk from rivers, sea, groundwater and surface water flooding, our indicative data comes from leading industry sources and serves to demonstrate the most effective, insurable solutions.

Once we have a strong understanding of the property, we work with all parties to deliver bespoke flood protection. We also assess the use of the building including occupants’ age, ability, staffing levels and response times.

Mitigate the Risk

With a thorough understanding of the problem and the potential solutions, we can then specify individual systems and construction works to design an overall scheme. For larger schemes this may include recommendations for changes to operational plan, interim flood protection measures or services to produce immediate benefit.

Considering budgets and working alongside the customer, product recommendations will take account of current best practice, guidance and legislation plus include an allowance for future climate change.

Insure the Residual Risk

Defence solutions are built to budget and/or design limits, with a defined return period for insurance purposes. If the flood severity is higher than this, it’s likely that the property or area will flood.

Our team of qualified experts will install flood protection through a fully project managed process. All products are tested for efficiency and improved where necessary, with ongoing support guaranteeing the performance and safety of the investment. A completion pack including certificate, O&M manual updates, maintenance guide and optional maintenance contract are also made available.

Aquobex offers the most transparent and comprehensive means to manage flood risk and its consequences. This robust process offers the route to obtain the best possible insurance terms or reduce the exposure levels of self-insure schemes.


Call Aquobex now on 01923 518 582
+44 (0)1923 518 582

Aquobex
Building 69, Building Research Establishment Bucknalls Lane Garston Watford Hertfordshire WD25 9XX

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